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  List of banking institutions in Malaysia
  List of development financial institutions
  Bank Negara Malaysia
  Foreign Exchange Administration
  Credit Bureau

To assist SMEs in trade transactions, financial institutions also provide payment services. The Outward/Inward Bills for Collection (OBC/IBC) service is as follows:
Things I Should Know

Documents required for loan application

Loan application process

Your rights and responsibilities as a borrower

Rehabilitaton fund for small businesses

Government programmes for SMEs
What Else Can I Do?

Download the booklet on SME - financing products for your business

Prepare a business plan for my loan application
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Assists customer in making payments for trade transactions.
Documents are channeled through the financial institution with specific instructions
Financial institutions handle documents on instructions received to:
  - Obtain acceptance and/or payment
  - Deliver commercial documents against acceptance and/or against payment
  - Deliver documents on other terms and conditions
For buyers:
A safe method as payment can be deferred by the buyer until the goods arrive
Customers will have time to inspect the documents before paying/accepting
For sellers:
Documents of value are not released to the buyer until payment or acceptance has been affected
Can seek legal remedy in case of non-payment on maturity date
For more information on trade services or other financing products such as asset acquisition, working capital and trade financing , please download our booklet on
SME- Financing Products For Your Business.